FD Savings Product(MBSB):-
Tenor Months Half Yearly Interest% Payment
Product Link :- http://www.mbsb.com.my/deposits_fixed.html
Nowadays, interest is increasing. It could be a good idea for those who prefer low risk savings plan to lock the high interest rate at this year before crisis "return". I would recommend this product because it gives the highest interest rate compare to bank.
If you read the MBSB company background, this company is one of subsidary under EPF. I personally think the risk is extremely low unless EPF/KWSP collapse :)